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Sun
20
Dec '09

Travel Insurance – Will you be a Victim of the Airport Delay?

We’ve all heard the horror stories of long nights spent in airport departure lounges due to delayed flights. We remind ourselves that this sort of event happens only rarely and shouldn’t cause a problem during the first hours of our holiday. Unfortunately as of late this is no longer the case and many a flight is delayed due to ever tightening airport security procedures.

With the ever continuing onslaught of shower after shower and the resultant flooding, it seems that we have this year been robbed of the summer for which we longed so wholeheartedly. It is no surprise that as a result many of us are turning to fleeing the country for a holiday in sunnier climbs.

This leads us to a huge problem and it doesn’t require the use of much imagination to work out what that could be. Delays, more delays and perhaps if were especially lucky even more delays. These delays centre on the tightening of airport security to bring procedure in line with current events and security risks posed by terrorist action.

Many new security checks have been put into place and checking in a flight now takes longer than ever before. This can lead to missed take off slots and lengthy delays awaiting new take off times.

So just how do you avoid having your holiday ruined from the word go? Once thing you should seriously consider is taking out a travel insurance policy. The majority of insurers will compensate for airport delays and cancellation, although you should always check this before committing yourself to a particular policy.

You may argue that the airline should be liable for the delay or cancellation and should therefore pay compensation to the passengers. Unfortunately this is not the case and they are bound by no such liability. Imagine spending the night sleeping on the cold departure lounge floor, now factor in several young children and you’re in for a nightmare. I’ve experienced this when I was a child and I know what a terrible situation it must have been for my parents.

Now imagine if you had a travel insurance policy that would compensate you and pay for the costs of a delay and possible cancellation resulting from this. It would at least give you peace of mind and make the experience that little bit less stressful; indeed it could prove invaluable if you experience a particularly long delay. The thing is many of us fall victim to the common misconception that an insurance policy can be exorbitantly expensive. This is simply not the case; it is in fact relatively easy to find a cheap travel insurance policy. All that is required is a little time and effort to search out the best policy to suit your needs. Don’t fall into the trap of looking for simply the cheapest as this will not give you the coverage you desire. It sounds like common sense but features are often overlooked and price often takes the forefront of the decision process. Consider using one of the new breed of price comparison sites to help you quickly and easily find a policy at a surprisingly cheap price with the all important features.

Chris Rowlands is a UK based author with experience within the finacial sector centering on insurances.

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